On Gold Loans

Gold loans per Gram – Upto Rs. 8.700.00 with interest of 13% p.a.

Gold overdraft scheme – Interest rate – 14.5% p.a.

On other loans (Priority sector loans and advances):

  • Term loans (Up to Rs.3.00 lakhs) – 15% to 16% p.a.
  • Term loans (above Rs.3.00 lakhs) – 14% to 15%p.a
  • Housing loans up to Rs.50.00 lakhs – 13% p.a.
  • Overdraft for trade upto Rs.2.00 lakhs – 17% p.a.
  • Secured overdraft for trade above Rs.2.00 lakhs – 16%p.a.

Interest rates on Non-Priority sector advances :

  • Over draft against Gold ornaments – 14.5% p.a.
  • Advances against NSC/KVP/LIC policies – 14% p.a.
  • Personal loans – 17% p.a.
  • 4 wheeler loans – 13% p.a.
  • 4 wheeler loans for used vehicles – 16% p.a.
  • 2 wheeler loans – 16 p.a.
  • Secured overdraft – 16% p.a.
  • Mortgage loans – 15% to 17% p.a.

Note : Terms and Conditions Apply