SAVINGS ACCOUNT

This is a product designed for individuals for managing personal finances. Experience the personal touch and speedy service along with lower minimum balance requirements that come with the Kranthi Savings Account. Not only can you deposit your savings into this account but also multiply your savings with higher interest rates of up to 4.5% p.a. Enjoy the convenience in account operation and a host of other benefits.

Features and Benefits

•  Cheque Book facility
•  Rupay Debit Card – Any Bank ATM access (Daily Withdrawal limit of Rs 20,000 and Daily POS limit of Rs 25,000), Shopping with the help of debit card.
•  Access your SB account in any Bank ATM across India.
•  (Free transactions in Kranthi Bank ATMs and 3 free transactions per month in other Bank ATMs)
•  Free SMS Alerts. Download Application
•  Electronic Funds Transfer facility through RTGS / NEFT& IMPS. (View RTGS/NEFT details)
•  Anywhere banking facility (any branch of Kranthi Bank) UPI payment / receipt facility

Documents Required

•  Aadhar card, PAN card
•  Residential Proof
•  Two Color Passport size Photographs
•  Savings Account Opening Form with complete details filled in.

Kranthi Savings Bank Small Account:

•  The ‘Kranthi Savings Bank Small Account’ is considered as regular Savings Bank Account and available to all.
•  This account shall not have the requirement of any minimum balance.
•  The services available in the account will include deposit and withdrawal of cash at bank branch as well as ATMs; receipt /credit of money through electronic payment channel or by means of deposit / collection of cheques drawn by Central / State Government agencies and departments;
•  While there will be no limit on the number of deposits that can be made in a month, account holders will be allowed a maximum of four withdrawals in a month, including ATM withdrawals; and The aggregate of all withdrawals and transfers in a month should not exceed rupees ten thousand
•  Facility of ATM-cum Debit Card at cost
•  No Cheque books will be issued to the customers.
•  The Maximum Balance one can keep up to Rs.50000/- and total credits in the account should not be more than Rs.1.00 lac in a year. If these Limits are exceeded, complete KYC norms to be followed.